I'd like to tell you a story. I'd like to tell you how I parlayed a straightforward idea into a firm that in a short time made me very wealthy and secured my financial future for the rest of my life. Boy, I in effect would like to tell you that story. But if I did, it would be a work of fiction. And today we have to talk about not what we wish is so, but about what is.
What is so is this...in August of '09 I lost my job. It wasn't a great job by any means, but it paid the bills. Well, some of them anyway. But I got by. Then suddenly I was out of work, a particular dad with three young kids to support. But it wasn't the first time I'd found myself in that situation, so I did what I'd done before:
Boy Short
started finding right away for an additional one job. But as I soon discovered, the job store had changed in the two years since I'd changed employers before. Whereas you used to hit a lot of places and drop off neatly completed applications and you found work in a few days...it seemed everything had dried up when it came to working for a living. All the time before I'd approximately All the time managed to find work before I had to consider filing for unemployment benefits. Well, not this time. I found I couldn't even find work flipping burgers or mopping floors.
Economic Short-Term Disability assistance Benefits
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About two months after losing my job the bank repossessed my car -the day before my birthday. Ouch. Just because the paycheck stops advent in doesn't mean the bills do as well. What had been a difficult proposition before suddenly became a desperate situation. I was out of work and my only way to look for an additional one job was stripped away. And so was my quality to take the kids to school, or physician appointments, or even a straightforward trip to the grocery store. Or any where else for that matter. And things were going to get worse.
I was getting unemployment checks every two weeks. And where did that money go? approximately every penny went toward electricity. Our usage wasn't even that high, around 0.00 per month. But every bill also had surcharges and service fees and taxes and late fees and anyone else it seemed they could tack on there. Resulting in a monthly bill around 5.00-0.00 per month. Unemployment benefits were 2.00 a month. The rest was pretty much taken up with our monthly water bill. Leaving approximately nothing for anyone else. Even indispensable things like soap, detergent, toothpaste, toilet paper...more than we could afford, I'm afraid.
After a year, my unemployment benefits ended. I had to file for an extension. Which took a while to come through. The bills, however, came right on schedule. And when I couldn't pay them I experienced what they euphemistically call an "interruption of service". I borrowed money from everybody I could. Sold what tiny I could sell. And managed to get the power and water back on. Still I searched frantically for work, and found none. My prolongation came through - at a "reduced " rate, of course. Weeks later, it ran out. I filed for another. Power and water got cut off again. The second prolongation was popular ,favorite - with an additional one allowance in benefits...then it too ran out. And I didn't qualify for any more. So here I was...no car, no job, no wage whatsoever. Game over?
No, because this was no game. This was survival. For my children and myself. My only selection at this point was charity. Group services. Getting any sort of help from agencies like this is a real challenge even when the cheaper is fair -to- middling. But in our current economic state? Blood from a stone might be easier to manage. But I was determined, and my tiny ones were my motivation. And you know something? I in effect did it. And I know a lot of you are in dire straits right now so I just want you to know something else...you can do it, too. Here's how.
There are quite a few agencies in my area that contribute aid to families going through tough financial times. Some specialize in rent assistance, some with food and others with help in paying your utility bills. You will find this is true in your society as well.
You have to do your homework and seek these places out. Above all the first thing you will need is patience. I can't stress that fact enough. All the time remember that these agencies are run by citizen just like you and me. They're doing the same thing we are, just trying to get through and contribute for their loved ones and themselves. They deal with not only their own problems but those of the citizen they talk to every day who are trying to get help. It can be frustrating when you have to call and call these places and perhaps talk to several citizen before you even get started. But with the cheaper being in the state it is currently there are lots of us who need help, and the citizen who take our calls in effect are there to help us. A lot of us are stressed, and it's easy to blow your cool and take it out on somebody we don't think is hearing us or inspiring as fast as we'd like. Instead, be that worker's pleasant surprise of the day...the client who is refreshingly courteous, calm and clear on the phone.
Believe me, it'll make you stand out from the crowd and that's half the battle.
You're going to experience long hold times. That's just a fact of life. So when possible make these calls from a land-line telephone and not a cell phone that eats up minutes and money at the same time.
When you do ultimately talk to someone don't start out by complaining about how long you had to wait. They can't help that. Instead greet them politely and interpret your problem and ask questions that matter.
Do they contribute aid with this issue you're having? If not, who might? If they do, what's your next step to getting help? When you do experience the right place they'll commonly make an appointment for you to come in and discuss your problem with a case worker. Pay concentration to the time of your meeting to make sure it doesn't friction with anyone else you have to do...picking up kids from school, a doctors appointment, that sort of thing. And most prominent of all, jot down a list of everything you need to bring as documentation. This commonly includes driver's licenses, Group protection cards, birth certificates, a copy of your lease, proof of loss of income, certification of any aid you receive such as food stamps, and of procedure your utility bills. These should All the time be kept where you can find them anyway, of course. When you go to your appointment make sure you have each and every bill or letter or statement they tell you to bring. They will be very clear about what they need to see. It All the time amuses me when I show up to meet a case worker and they're so surprised when I in effect bring everything I've been instructed to. It seems from talking to these case workers that a lot of citizen don't, and those same citizen get frustrated and angry when they can't get help because they didn't naturally do as they were told. C'mon, didn't we all learn to do that from our parents?
When your case has been discussed and you've been popular ,favorite for aid never forget to thank your case worker for their efforts on your behalf. I All the time do this and again I take them by surprise.
Seems most citizen don't do that, either. At that time you'll get a print-out of what help the division is giving you, and to which firm money is being paid. Some places mail it to you a concentrate of days later. In either case, hold on to that document. You'll most likely need it at this or an additional one Group services division when you need help again.
Remember, times are tough right now and we're all in this together. Let's work with each other and we'll get through it!
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